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State College Federal Credit Union
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Check our Rates
While the rates below are accurate at the time of posting, they are subject to change.
Contact us for current rates and terms.

Members: Are you ready to apply for a loan? Download our printable application form!
Share "Savings" Rates

Regular Share "Savings" APY*
  $100 - $2,499 1.00%
$2,500 - $4,999 1.15%
$5,000 - $9,999 1.26%
$10,000 - $24,999 1.81%
$25,000 & UP 2.32%
Youth Shares "Savings" 2.32%
Christmas "Savings" 1.00%


VISA Rates

Minimum Credit Limit $500
Maximum Credit Limit $7,500
Fixed Interest Rate 9.90%
No Annual Fee!
No fee for transferring balances
of higher interest rate cards!

* APY = Annual Percentage Yield

Certificate Rates

Term APY
90 Days 2.25%
6 Months 2.50%
12 Months 2.80%
18 Months 2.95%
24 Months 3.05%

$250.00 minumum to open
Early withdrawal penalties may apply

Loan Rates

Loan Term APR**
New Auto
Up to 36 Months 4.50%
Up to 48 Months 4.50%
Up to 60 Months 4.50%
Up to 72 Months 5.99%
Used Auto
2003 or Newer 4.99%
Older Vehicles 6.99%
RV Loans are also available,
please call for rates.
Home Equity Mortgage Loans
$5,000 - $75,000
(80% equity available)		 5.49% up to
60 months
6.24% 61-
120 months
6.99% 121-
180 months
$80.00 non-refundable application fee due
at time of application for home equity loan.
Personal/Unsecured Loans
All Loans 12.00%

** APR = Annual Percentage Rate
Rates given require automatic payment
deduction. Without automatic payment
deduction, add 50 basis points.
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422A Westerly Parkway Plaza State College, PA 16801 Phone: 814-234-0252 Fax: 814-234-1665