Check our Rates
While the rates below are accurate at the time of posting, they are subject to change.
Contact us
for current rates and terms.
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Share "Savings" Rates
Regular Share "Savings"
APY*
$100 - $2,499
1.00%
$2,500 - $4,999
1.15%
$5,000 - $9,999
1.26%
$10,000 - $24,999
1.81%
$25,000 & UP
2.32%
Youth Shares "Savings"
2.32%
Christmas "Savings"
1.00%
VISA Rates
Minimum Credit Limit
$500
Maximum Credit Limit
$7,500
Fixed Interest Rate
9.90%
No Annual Fee!
No fee for transferring balances
of higher interest rate cards!
* APY = Annual Percentage Yield
Certificate Rates
Term
APY
90 Days
2.25%
6 Months
2.50%
12 Months
2.80%
18 Months
2.95%
24 Months
3.05%
$250.00 minumum to open
Early withdrawal penalties may apply
Loan Rates
Loan Term
APR**
New Auto
Up to 36 Months
4.50%
Up to 48 Months
4.50%
Up to 60 Months
4.50%
Up to 72 Months
5.99%
Used Auto
2003 or Newer
4.99%
Older Vehicles
6.99%
RV Loans are also available,
please call for rates.
Home Equity Mortgage Loans
$5,000 - $75,000
(80% equity available)
5.49% up to
60 months
6.24% 61-
120 months
6.99% 121-
180 months
$80.00 non-refundable application fee due
at time of application for home equity loan.
Personal/Unsecured Loans
All Loans
12.00%
** APR = Annual Percentage Rate
Rates given require automatic payment
deduction. Without automatic payment
deduction, add 50 basis points.
Surcharge-Free
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422A Westerly Parkway Plaza
State College, PA 16801
Phone: 814-234-0252
Fax: 814-234-1665