Check our Rates
While the rates below are accurate at the time of posting, they are subject to change.
Contact us
for current rates and terms.
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Share "Savings" Rates
Regular Share "Savings"
APY*
$100 - $2,499
.75%
$2,500 - $4,999
.85%
$5,000 - $9,999
.95%
$10,000 - $24,999
1.05%
$25,000 & UP
1.15%
Youth Shares "Savings"
1.15%
Christmas "Savings"
.85%
VISA Rates
Minimum Credit Limit
$500
Maximum Credit Limit
$7,500
Fixed Interest Rate
9.90%
No Annual Fee!
No fee for transferring balances
of higher interest rate cards!
Certificate Of Deposit Rates
Term
APY
90 Days
.50%
6 Months
.75%
1 Year
.95%
18 Months
1.05%
2 Years
1.15%
Min of $250 and a Max of $250,000.00
Loan Rates
Loan Term
APR**
New Auto
Up to 36 Months
3.99%
Up to 48 Months
3.99%
Up to 60 Months
3.99%
Up to 72 Months
4.99%
Used Auto
2003 or Newer
4.50%
Older Vehicles
6.99%
RV Loans are also available,
please call for rates.
Home Equity Mortgage Loans
$5,000 - $75,000
(80% equity available)
4.50% up to
60 months
5.25% 61-
120 months
5.50% 121-
180 months
$80.00 non-refundable application fee due
at time of application for home equity loan.
Shares Secured Loans
All Loans
4.25%
Personal/Unsecured Loans
All Loans
7.50%
** APR = Annual Percentage Rate
Rates given require automatic payment
deduction. Without automatic payment
deduction, add 50 basis points.
Surcharge-Free
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422A Westerly Parkway Plaza
State College, PA 16801
Phone: 814-234-0252
Fax: 814-234-1665