Privacy Notice and Disclosure State College Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit unions' privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. Information We Collect About You We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms Information about your transactions with us Information we receive from a consumer reporting agency We may disclose all of the information we collect, as described above, as permitted by law. Parties Who Receive Information from Us We may disclose nonpublic personal information about you to the following types of third parties: Financial service providers, such as insurance companies Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, plastic card processors, and government agencies. Disclosures of information to Parties that Provide Services to Us In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf so that we may provide members accurate products and services. We also may disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize, or protect the security of our financial records. To protect our members' privacy, we will only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties. How we Protect your Information We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards to guard your nonpublic personal information. What Members Can Do to Help State College Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines Protect your account numbers, plastic card numbers, PINs (personal identification numbers) or passwords. Never keep your PIN with your card, which can provide free access to your accounts if your card is lost or stolen. Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on the behalf of the credit union and asks for your account numbers, you should beware. Official credit union staff will have access to your information and will not ask for it. Keep you information with us current. If your address or phone number changes, please let us know immediately. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. Let us know if you have questions. Please do not hesitate to call us-we are here to serve you, the member. Disclosure of Information about Former Members If you terminate you membership with the State College Federal Credit Union, we will not share information we have collected about you, except as may be permitted by law.

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422A Westerly Parkway Plaza State College, PA 16801 Phone: 814-234-0252 Fax: 814-234-1665